Social site Enlightr.com has a comprehensive list of 50 things you can do right now to get your life in order. It could have been a little better-organized, but surely there are a few things on it that we can all benefit from doing. What are some of your decluttering techniques?
Archive for March, 2010
Getting Your Life in Order
Thursday, March 18th, 2010Are you a toxic friend?
Thursday, March 11th, 2010Most people you will encounter will be generally good. Everybody has a few unfortunately negative moments due to stress, worry, or a lack of awareness, but most people will successfully become positive influences upon you, whether you realize it or not.
Unfortunately, there are some people around who are toxic. Many of us end up befriending a toxic person at one time or another, even going so far as to marry them occasionally. They usually cannot tell that they are negatively affecting those around them. Rarely, people will call them on their behaviors and effect a positive change. Most of the time, however, they will continue living without a clue as to how badly they are acting.
If you are concerned you may be a toxic friend, then this is the guide to read. I will talk about how to tell if you are toxic and also how to change.
How the Recession Has Affected Me
Tuesday, March 9th, 2010In tough economic times, many people spend less and tighten their belts in order to avoid getting into financial trouble. Others on a macroeconomic level of thinking prefer to spend the same amount of money to keep the economy going in the hopes conditions will improve sooner. I fall between these two camps. Below is a list of what I am doing differently since the beginning of the recession (which happened conveniently around the same time I became an adult).
- I do not eat out as much.
- I use coupons.
- I look for free stuff.
- I invest every penny I save.
- I do not drive.
- I try to only make money from home.
- I have expanded my interests and possible careers to more than just writing.
- I have worked on my employability skills faithfully.
- I have lived at home, or with roommates, the entire time.
- I have cut back on smoking (and am working on quitting).
- I seek free forms of therapy, like hobbies and writing, rather than always staying on medications and seeing a therapist weekly.
- I have tried to create passive income as much as possible.
- I am more productive, but more stressed.
- I have made more friends who would prefer to stay home.
- I cook a lot more.
- I do not buy name brands unless I have a coupon.
- I have begun exercising more to work off the extra weight I have put on from the stress.
- I have begun meditating.
- I am happier.
- I am healthier.
- I am better financially.
I have learned many things about being frugal, both from necessity and from desire to master a new skill. We rarely do things outside of the home because things inside are just as enjoyable and are much cheaper to do. I find myself spending more time talking with family and less time getting into trouble.
I hope some of these are relateable. What have you done since the recession, either directly or indirectly?
101 Rules for Leaders
Sunday, March 7th, 2010Focus.com has a list of 101 rules for leaders. Most of them are a little bit common-sense, but there are a few with interesting logic behind them. Either way, it is a good list to review periodically if you are a manager.
Treat Renting like Owning
Thursday, March 4th, 2010Many people have trouble making the decision as to whether they should rent or buy. If you choose to rent, however, My Life ROI has some suggestions about what to do in order to still be building equity while you rent.
My favorite part?
- Take the amount you would have used for a down payment and put it into an index fund or other investment vehicle depending on your risk tolerance.
- If your mortgage payment would be greater than your rent, take the difference and invest that, too.
If you’re looking for a good summary of the rent vs. buy debate, or if you just want a pretty good personal finance read, check out the full article.
