Author Archives: Michael

Find Motivation by Budgeting Savings

A key to motivating oneself during times of hardship is to set tiny rewards for working toward goals. Another wise idea for motivation is to always have something in mind – the positive end result – while making progress toward a goal. One way to do this financially is to budget a savings account. By [...]

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What I Do In Lieu of Work

Sometimes, I lose my motivation or decide to take a break from getting things done. In lieu of being productive, I do many things. I have decided to share some of them here, hoping to inspire all to be productive while being recreational. Hit the Stumble button. It’s a great way to expand one’s horizons. [...]

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Where Do You Find Motivation?

Motivation is a major key to success. Whether trying to buy a new house, get a promotion at work, become balanced, or otherwise, being motivated to work toward your goals is an important requisite. My question for you today is that of where you find your motivation. How do you stay happy when things try [...]

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What Are Your Addictions?

I think regardless of how hard we try, in today’s society, addictions and habits are inevitable. For many, breaking habits is a new year’s goal that is rarely kept or completed successfully. So today, I want you to think about your addictions and, if you want, share them here. Mine are smoking, caffeine, shopping for [...]

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Be the Change

“You must be the change you want to see in the world.” – Gandhi Once upon a time, there was a man who knew the world would never be the way he wanted it to be. That is, it would never change if he didn’t do something to change it. As such, he set out [...]

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Spending Time and Spending Money

Rather than have a personal finance post this week, I would like to give some link love to one of my favorite blogs: The Simple Dollar. Trent has written an interesting post asking readers how they spend their time and how they spend their money. The point is that there are some areas, like gym [...]

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How I Maintain Balance

I write a lot about how to do things, but so far, I have not really shared how successful I have been with the challenge I set forth for all of you. I realized this recently and decided to change it. What better way of doing this than to write a personal post about how [...]

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Handling Obnoxious Coworkers, Part 1

Almost all people have to have jobs at some point in their lives. Similarly, almost all people working with others will face the occasional painful acquaintance: that person who thinks he’s hilarious, or pokes fun at others and causes emotional distress, or just cannot get things done. Coworkers can be some of the hardest people [...]

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Setting Priorities

Setting goals is an effective way of getting many things accomplished. However, for personal finance and similar activities, there is an even more important task at hand: setting priorities. Prioritizing is a process similar to goal setting, but there are some subtle and conspicuous differences which are important to know and master.

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What it Takes to be Balanced

There are few things in life that come for free and the vast majority of those that do are completely worthless. Whether something costs money, energy, or time does not matter, only that there is some marginal cost for a benefit. Such is the law of responsible consumerism: something should only be bought if its [...]

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