Many people have trouble making the decision as to whether they should rent or buy. If you choose to rent, however, My Life ROI has some suggestions about what to do in order to still be building equity while you rent.

My favorite part?

• Take the amount you would have used for a down payment and put it into an index fund or other investment vehicle depending on your risk tolerance.
• If your mortgage payment would be greater than your rent, take the difference and invest that, too.

If you’re looking for a good summary of the rent vs. buy debate, or if you just want a pretty good personal finance read, check out the full article.