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	<title>One-Year Tightrope &#187; recession</title>
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	<link>http://oneyeartightrope.com/blog</link>
	<description>On balancing living with life</description>
	<lastBuildDate>Mon, 26 Jul 2010 17:06:06 +0000</lastBuildDate>
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		<title>How the Recession Has Affected Me</title>
		<link>http://oneyeartightrope.com/blog/2010/03/personal-finance/how-the-recession-has-affected-me/</link>
		<comments>http://oneyeartightrope.com/blog/2010/03/personal-finance/how-the-recession-has-affected-me/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 16:26:52 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[frugality]]></category>
		<category><![CDATA[recession]]></category>

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		<description><![CDATA[In tough economic times, many people spend less and tighten their belts in order to avoid getting into financial trouble. Others on a macroeconomic level of thinking prefer to spend the same amount of money to keep the economy going in the hopes conditions will improve sooner. I fall between these two camps. Below is [...]


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			<content:encoded><![CDATA[<p>In tough economic times, many people spend less and tighten their belts in order to avoid getting into financial trouble. Others on a macroeconomic level of thinking prefer to spend the same amount of money to keep the economy going in the hopes conditions will improve sooner. I fall between these two camps. Below is a list of what I am doing differently since the beginning of the recession (which happened conveniently around the same time I became an adult).</p>
<ol>
<li>I do not eat out as much.</li>
<li>I use coupons.</li>
<li>I look for <a href="http://www.heyitsfree.net/">free stuff</a>.</li>
<li>I invest every penny I save.</li>
<li>I do not drive.</li>
<li>I try to only make money from home.</li>
<li>I have expanded my interests and possible careers to more than just writing.</li>
<li>I have worked on my employability skills faithfully.</li>
<li>I have lived at home, or with roommates, the entire time.</li>
<li>I have cut back on smoking (and am working on quitting).</li>
<li>I seek free forms of therapy, like hobbies and writing, rather than always staying on medications and seeing a therapist weekly.</li>
<li>I have tried to create passive income as much as possible.</li>
<li>I am more productive, but more stressed.</li>
<li>I have made more friends who would prefer to stay home.</li>
<li>I cook a lot more.</li>
<li>I do not buy name brands unless I have a coupon.</li>
<li>I have begun exercising more to work off the extra weight I have put on from the stress.</li>
<li>I have begun meditating.</li>
<li>I am happier.</li>
<li>I am healthier.</li>
<li>I am better financially.</li>
</ol>
<p>I have learned many things about being frugal, both from necessity and from desire to master a new skill. We rarely do things outside of the home because things inside are just as enjoyable and are much cheaper to do. I find myself spending more time talking with family and less time getting into trouble.</p>
<p>I hope some of these are relateable. What have you done since the recession, either directly or indirectly?</p>
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